Clubs should understand that the insurance included with a typical player membership—such as those offered through national or regional volleyball organizations—is not the same as Player Registration Protection offered by JVA’s partner, Vi Coverage powered by Vertical Insure. These protections serve different purposes and apply in very different situations.

Membership Insurance and Player Registration Protection are often confused. The information below explains the differences and outlines how a club can benefit from offering Player Registration Protection.

Membership Insurance

Most volleyball membership organizations provide certain insurance benefits that apply only during sanctioned or approved events.

Participant Accident Coverage
  • Provides secondary medical coverage if a member is injured during an approved or sanctioned activity.
  • Pays after primary health insurance and often includes a deductible.
  • Covers medical costs tied to injuries that occur during official practices, games, tournaments, or other sanctioned events.

General Liability Coverage

  • Protects the organization, its regions or affiliates, clubs, and members from third-party claims of bodily injury or property damage tied to negligence.
  • Applies to athletes, coaches, officials, and volunteers while acting on behalf of the membership organization during sanctioned activities.
  • Important: This coverage is usually limited to official, approved events. It does not refund club or registration fees and typically does not apply to non-sanctioned practices, competitions, or activities.

Player Registration Protection

Player Registration Protection (PRP), offered through Vi Coverage powered by Vertical Insure, is a separate protection option designed to safeguard the financial investment families make in your program.

Unlike membership insurance, PRP follows the athlete throughout the season—both on and off the court—and provides financial reimbursement when unexpected circumstances prevent participation.

Covered Reasons Include:
  • Season-ending injury or illness
  • Short-term injury or illness
  • Job loss or relocation of a parent
  • Military reassignment

Why It Matters for Clubs

  • Protects club revenue by reducing the need to issue refunds for non-refundable registration fees
  • Reduces chargebacks and helps strengthen your existing refund policy
  • Pays the organization first when a balance is still owed, helping protect revenue at no coat to your organization
  • Builds trust with families by offering a clear, proactive solution when life happens
  • Extends protection beyond sanctioned or approved events, covering athletes on and off the court

Offering Registration Protection does not cost your organization anything. By making it available to your families, you provide a built-in revenue protection solution for your club while giving parents peace of mind that their investment is protected.

To learn more, visit vicoverage.com/sports-registration-protection or schedule a call with Shelly Pope, Head of Partner Relations at Vertical Insure, who can walk you through the process and help set up your organization with Vi Coverage.